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What Does Watercraft Insurance Cover?

Watercraft insurance policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Some of the available coverage include:

•    Liability
•    Uninsured Boater Coverage
•    Physical Damage (Hull Coverage)
•    Medical Payments
•    Towing and Assistance

Many homeowners policies offer very limited or no coverage for physical damage to or liability claims arising from use of a pleasure boat. If you have made the investment to own and operate a boat, you’ll want to make sure that your investment is well protected. The best way to do that is to make sure your carry watercraft insurance.

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