What is Renters Insurance?

- Renters insurance is an insurance policy for those who rent their place of residence. Whether you rent a condo, apartment, house, duplex, etc., renters insurance provides coverage for your belongings as well as liability coverage. Renters insurance can help protect you in case of a liability lawsuit against you whether the incident occurred within your rented residence, or elsewhere.
Doesn’t My Landlord’s Insurance Cover Me?
NO! Do not make the mistake of assuming your landlords insurance will cover you and your belongings. A landlord’s policy covers only the physical structure of the rental property, not your personal property.
Purchasing renters insurance ensures that your property is protected. You are the only one who is responsible for protecting your assets.