Why Do I Need Flood Insurance?

As a California homeowner, it is important to protect your assets and your home from any damage caused by flooding. Most homeowners insurance policies do not cover damage caused by floods. Yet, many of us live in areas where a flood could occur and are not aware of it. Flood insurance can provide the extra protection you need.

California flood insurance protects against floods caused from overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from any source, and mudflows.  Many homeowners discover that their standard insurance policies do not cover flooding till after the damage has already been done.

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